Day: February 11, 2021

What Is Conveyancing ?What Is Conveyancing ?

Conveyancing is the process of moving residential or commercial property from one party to another. It is a commonly used term in real estate deals when customers and sellers transfer possession of real estate,which could be land,property,or a home.

The process needs an instrument of conveyance which is usually a legal file such as an agreement,lease,title,or a deed. The file carries information which includes the agreed-upon purchase cost,the date of actual transfer,as well as the obligations and responsibilities of both parties.

Conveyancing is typically done in two periods:

  • The exchange of written agreements; at which phase all the terms of the deal are decided and,
  • The fulfillment of the deal where the legal title passes on to the buyer

Who Normally does Conveyancing?

Conveyancing is typically done by a legal representative known as a conveyancer. The conveyancer could be a solicitor,residential or commercial property lawyer or a licensed conveyancer. All lawyers are qualified to do conveyancing; but,not all of them have the called for experience.Most real estate deals require that a property loan of some sort be taken out. As a result,mortgage lenders have a list of conveyancers whose services they would prefer.If you choose not to use a conveyancer from their approved list,you may be called for to pay a fee to go elsewhere. If you do need help then get in touch with Chris Stevenson

What Exactly do Solicitors and Conveyancers Do?

When a solicitor or conveyancer gets their guidance from you,the following are the services you should expect from them:

They will conduct searches within organizations such as local authorities and utility companies. These searches are crucial because they ensure that there are no plans afoot – such as building plans – on the land you intend to buy. They also reveal if there are any potential issues associated with the residential or commercial property,such as:

  • Whether sewers are running close to the residential or commercial property
  • Whether the area is categorised as a flood risk
  • Whether unresolved financial liabilities are hanging over it from past inhabitants

Then,they will inform you of likely costs you can incur,such as stamp duty. They will also check out the written agreements drawn up by the solicitor or conveyancer of the other party.The agreement will include crucial details like the cost of purchase or sale. They will also liaise with your mortgage lender to ensure that they have all the information they need to proceed with your mortgage.

Your solicitor such as Chris Stevenson or conveyancer will register your possession with the Land Registry as the new owner of the residential or commercial property if you are the buyer.

What Procedure does Conveyancing Follow?

The process of conveyancing occurs from two ends – the buyer’s end and the seller’s end. If you are the seller,the process is as follows:

  • You instruct your conveyancer.
  • Your conveyancer confirms your guidance through a letter which states the terms of business and the cost of fixed fees.
  • Your conveyancer carries out a proof of identity check and gives you some forms to fill which will provide information about the residential or commercial property you are selling.
  • Once you fill the forms,your conveyancer will need the title deeds or official copies of the title register and any other records the Land Registry needs. You will also need to release details of any existing mortgage and the outstanding amount.
  • Your conveyancer then prepares the draft agreement and any supporting agreement documentation to send to your buyer’s conveyancer. He or she also answers any pre-contract enquiries raised by your buyer.
  • Once your buyer’s conveyancer expresses satisfaction with the results of their searches and the answers to their pre-contract enquiries,they confirm the receipt of a property loan offer if any.
  • You and your buyer agree on a conclusion date,and you both commit to the deal legally. Your conveyancer will help you get a settlement number to repay the outstanding amount on the mortgage if any. Your buyer’s conveyancer then drafts a transfer deed and sends to your conveyancer.

Your conveyancer then checks the transfer deed,ensures that all is in order and sends it to you to sign,thus signaling the fulfillment of the deal.As a buyer,the conveyancing process is the same as your conveyancer looks out for your interests in the process outlined above.

Can I do my Own Conveyancing?

The short answer is yes; you can do your conveyancing yourself. That being said,you shouldn’t do so,especially if you are buying real estate. If you are buying with a property loan,or selling to somebody who is buying with a property loan then you will not be permitted to handle the deal yourself. Lenders have this rule to protect their own interests as expert conveyancers have expert indemnity insurance.

Conveyancing is a complicated and time-consuming process. It is also a risky business as it could turn disastrous in the blink of an eye. It is a detail-oriented process and one which could hurt you if you miss a significant detail that only becomes apparent after you complete the deal.Have you ever heard of ‘caveat emptor’? It is a common law principle which means ‘let the buyer beware’,and it applies to residential or commercial property in the United Kingdom.

Thus,if you do the conveyancing yourself and a controversy pops up,you have no recourse against the seller. The sad truth is that in some cases,sellers do not have the legal right to sell the real estates they are marketing. With a licensed and experienced conveyancer,you can avoid this pitfallby calling Chris Stevenson

3 Questions About Durable Vinyl Windows Answered3 Questions About Durable Vinyl Windows Answered

If you have just purchased vinyl windows and are wondering if they are durable or not,this article will give you the information that you need. First of all,there are different types of these windows: aluminum,fiberglass,wood,composite and windows made out of glass. Each one is more durable than the others,which means that they will last for a longer period of time. So,are vinyl windows durable?


When it comes to strength,all these windows are indeed durable. However,this is not the same with durability when it comes to weathering. Weathering occurs slowly over time,and that’s what makes the materials used in the construction of the windows deteriorate faster than others. Wood and aluminum windows are proving to be strong and durable,but they also tend to deteriorate at a very fast rate. So,if you are considering purchasing any of these types of windows,make sure that they are properly maintained.

Wood and Aluminum Windows

Wood and aluminum windows,as well as fiberglass,will last long because they are resistant to extreme weather conditions. However,this resistance is only for a limited period of time. Once they lose their luster,they are prone to weathering and cracking. With that said,if you are looking for a window that will last a lifetime,then you should consider vinyl windows. Unlike the other types,vinyl windows are made from materials that are weatherproof and can withstand any kind of condition.

Fire Resistant?

Another question that would probably pop up in your head is,are vinyl windows durable against fire? Well,truth be told,the answer is yes. If you have wooden windows,chances are that it would not be able to withstand even a slight breeze. The reason behind this is that wooden frames tend to be made of porous materials,which often attracts insects and other microscopic critters. On the other hand,aluminum windows and fiberglass are ideal for resisting fire.

Anti Fog?

Now,we all know that aluminum windows and fiberglass are the best options when it comes to resisting fire. But have you ever noticed that some of the better quality vinyl windows also possess anti-fog properties? Believe it or not,there are some vinyl windows that have been designed with this property. And although these products are a bit more expensive compared to the rest,you are definitely getting what you are paying for. Aside from that,you can be assured that they will not attract any insects towards them,allowing you to breathe easier.


These are the top 3 questions that most home buyers ask for when they are trying to buy a window. It is only fair that they get the answers that they are asking. As long as you know what you are looking for,you can easily find the best type of window for you. In addition,remember that they say that an ounce of prevention is worth a pound of cure,so keep those vinyl windows in great condition. For the latest on vinyl windows contact EZ Window Solutions.